/* ============================================================
   MS Pay — Clarity site design system
   Light, airy, treasury-grade. Geist + electric blue/cyan.
   Shared across every page.
   ============================================================ */

*{box-sizing:border-box;margin:0;padding:0;}
:root{
  --ink:#0a0d14; --ink-2:#3c4456; --ink-3:#737d92;
  --line:rgba(10,13,20,.08); --line-2:rgba(10,13,20,.14);
  --accent:#2f7bff; --accent-dk:#1f63dd; --cyan:#22d3ee;
  --pos:#16a34a; --warn:#e0851b;
  --bg:#f7f8fb; --card:#ffffff; --panel:#f1f4f9;
  --ink-on-dark:#0a0d14;
  --font:"Geist",system-ui,-apple-system,sans-serif;
  --mono:"Geist Mono",ui-monospace,monospace;
  --maxw:1280px;
  --radius:22px;
}
html{scroll-behavior:smooth;overflow-x:hidden;}
body{
  font-family:var(--font);background:var(--bg);color:var(--ink);
  -webkit-font-smoothing:antialiased;overflow-x:hidden;
  font-feature-settings:"ss01","cv11";line-height:1.5;
}
a{color:inherit;text-decoration:none;}
img{display:block;max-width:100%;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 40px;}
*:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:4px;}

/* ---------- Fixed header wrapper (banner + nav as one unit) ---------- */
.sticky-header{position:fixed;top:0;left:0;right:0;z-index:60;}

/* ---------- FCA risk warning banner (GB only, inside sticky-header) ---------- */
.risk-banner{background:#fff;border-bottom:3px solid #e0851b;box-shadow:0 2px 12px rgba(224,133,27,.15);}
.risk-banner-inner{max-width:var(--maxw);margin:0 auto;padding:12px 40px;text-align:center;display:flex;align-items:center;justify-content:center;gap:10px;}
.risk-banner-inner::before{content:"⚠";font-size:15px;flex-shrink:0;color:#e0851b;}
.risk-banner p{font-size:13px;line-height:1.5;color:var(--ink);}
.risk-banner p strong{font-weight:700;}
.risk-banner a{color:#2f7bff;font-weight:600;text-decoration:underline;text-underline-offset:2px;white-space:nowrap;}
.risk-banner a:hover{color:var(--accent-dk);}
@media(max-width:760px){
  .risk-banner-inner{padding:12px 18px;gap:8px;align-items:flex-start;}
  .risk-banner p{font-size:12px;text-align:left;}
}

/* ---------- brand mark ---------- */
.brand{display:flex;align-items:center;gap:11px;font-weight:600;font-size:19px;letter-spacing:-.02em;color:var(--ink);white-space:nowrap;flex-shrink:0;}
.brand svg{width:28px;height:28px;display:block;}
.brand .peak{fill:var(--ink);}

/* ---------- nav ---------- */
.nav{background:rgba(247,248,251,.92);backdrop-filter:blur(14px);border-bottom:1px solid transparent;transition:border-color .2s,background .2s;}
.nav.scrolled{border-bottom-color:var(--line);}
.nav-row{display:flex;align-items:center;justify-content:space-between;height:74px;gap:24px;}
.nav-links{display:flex;align-items:center;gap:30px;font-size:14.5px;color:var(--ink-2);font-weight:450;}
.nav-links a{position:relative;transition:.15s;}
.nav-links a:hover,.nav-links a.active{color:var(--ink);}
.nav-cta{display:flex;align-items:center;gap:13px;}
.nav-mobile-only{display:none;}


/* mobile nav toggle */
.nav-toggle{display:none;background:none;border:none;cursor:pointer;width:40px;height:40px;border-radius:10px;align-items:center;justify-content:center;}
.nav-toggle span{display:block;width:20px;height:2px;background:var(--ink);position:relative;transition:.2s;}
.nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:0;width:20px;height:2px;background:var(--ink);transition:.2s;}
.nav-toggle span::before{top:-6px;}
.nav-toggle span::after{top:6px;}

/* ---------- buttons ---------- */
.btn{font-family:inherit;font-size:14.5px;font-weight:500;border-radius:999px;cursor:pointer;border:none;transition:.18s;display:inline-flex;align-items:center;gap:8px;white-space:nowrap;}
.btn-ghost{padding:10px 17px;color:var(--ink);background:transparent;}
.btn-ghost:hover{background:rgba(10,13,20,.05);}
.btn-pri{padding:11px 22px;background:var(--ink);color:#fff;}
.btn-pri:hover{background:#1a2236;transform:translateY(-1px);}
.btn-line{padding:11px 22px;background:#fff;border:1px solid var(--line-2);color:var(--ink);}
.btn-line:hover{border-color:var(--ink);}
.btn-lg{padding:15px 28px;font-size:15.5px;}
.btn-accent{background:var(--accent);color:#fff;}
.btn-accent:hover{background:var(--accent-dk);transform:translateY(-1px);}
.btn-white{background:#fff;color:var(--ink);}
.btn-white:hover{background:#eef2ff;transform:translateY(-1px);}
.btn-glassd{background:rgba(255,255,255,.14);color:#fff;border:1px solid rgba(255,255,255,.3);}
.btn-glassd:hover{background:rgba(255,255,255,.22);}

/* ---------- shared section primitives ---------- */
.section{padding:96px 0;}
.section-tight{padding:64px 0;}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-family:var(--mono);font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--accent);background:rgba(47,123,255,.09);border:1px solid rgba(47,123,255,.18);padding:7px 14px;border-radius:999px;}
.dotpulse{width:7px;height:7px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 0 rgba(47,123,255,.5);animation:pulse 2.4s infinite;}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(47,123,255,.5);}70%{box-shadow:0 0 0 9px rgba(47,123,255,0);}100%{box-shadow:0 0 0 0 rgba(47,123,255,0);}}
.h2{font-size:clamp(30px,3.6vw,46px);line-height:1.04;letter-spacing:-.035em;font-weight:600;}
.h2 .grad{background:linear-gradient(115deg,var(--accent),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent;}
.lede{font-size:18px;line-height:1.55;color:var(--ink-2);max-width:560px;}
.section-head{margin-bottom:52px;}
.section-head.center{text-align:center;display:flex;flex-direction:column;align-items:center;}
.section-head .eyebrow{margin-bottom:22px;}
.section-head .lede{margin-top:18px;}

/* page hero (shared by subpages) */
.page-hero{position:relative;padding:72px 0 56px;overflow:hidden;}
.page-hero .inner{position:relative;z-index:2;max-width:760px;}
.page-hero h1{font-size:clamp(38px,4.8vw,64px);line-height:1.0;letter-spacing:-.04em;font-weight:600;margin-top:24px;}
.page-hero h1 .grad{background:linear-gradient(115deg,var(--accent),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent;}
.page-hero .lede{margin-top:24px;font-size:19px;}
.blob{position:absolute;border-radius:50%;filter:blur(80px);z-index:0;pointer-events:none;}

/* ---------- cards ---------- */
.card{background:var(--card);border:1px solid var(--line);border-radius:18px;transition:.2s;}
.card-pad{padding:30px;}
.card-hover:hover{transform:translateY(-4px);box-shadow:0 24px 50px -28px rgba(20,40,90,.30);border-color:var(--line-2);}

/* feature card */
.feat-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.feat .ficon{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;margin-bottom:22px;color:#fff;}
.feat h3{font-size:19px;font-weight:600;letter-spacing:-.01em;margin-bottom:10px;}
.feat p{font-size:14.5px;color:var(--ink-2);line-height:1.55;}

/* ---------- stats band ---------- */
.stats-band{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.stat-card{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:34px 30px;position:relative;overflow:hidden;}
.stat-card::after{content:"";position:absolute;inset:auto auto -40px -40px;width:140px;height:140px;border-radius:50%;background:radial-gradient(circle,rgba(47,123,255,.10),transparent 70%);}
.stat-n{font-size:48px;font-weight:600;letter-spacing:-.035em;line-height:1;font-variant-numeric:tabular-nums;}
.stat-n .grad{background:linear-gradient(115deg,var(--accent),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent;}
.stat-l{font-size:14.5px;color:var(--ink-2);margin-top:12px;}

/* dark rounded panel (rails / values / careers) */
.panel-dark{background:var(--ink);color:#fff;border-radius:32px;padding:64px;position:relative;overflow:hidden;}
.panel-dark .blob-r{position:absolute;width:420px;height:420px;border-radius:50%;filter:blur(90px);background:radial-gradient(circle,rgba(47,123,255,.4),transparent 70%);top:-120px;right:-80px;}
.panel-dark .ph{position:relative;z-index:2;max-width:560px;margin-bottom:46px;}
.panel-dark .ph .eyebrow{background:rgba(47,123,255,.16);border-color:rgba(47,123,255,.3);color:#7eb0ff;margin-bottom:22px;}
.panel-dark .ph h2{font-size:clamp(28px,3.4vw,42px);letter-spacing:-.03em;line-height:1.05;font-weight:600;}
.panel-dark .ph p{color:rgba(255,255,255,.62);font-size:17px;margin-top:16px;line-height:1.55;}

/* ---------- team ---------- */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.member{display:flex;flex-direction:column;}
.m-top{display:flex;align-items:center;gap:15px;margin-bottom:20px;}
.avatar{width:56px;height:56px;border-radius:16px;display:grid;place-items:center;color:#fff;font-family:var(--mono);font-weight:600;font-size:18px;flex-shrink:0;letter-spacing:.02em;}
.m-name{font-size:18px;font-weight:600;letter-spacing:-.01em;}
.m-role{font-family:var(--mono);font-size:12px;color:var(--accent);margin-top:3px;}
.m-bio{font-size:14px;color:var(--ink-2);line-height:1.6;flex:1;}
.m-foot{margin-top:22px;}
.li{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:9px;border:1px solid var(--line-2);color:var(--ink-2);font-family:var(--mono);font-size:13px;font-weight:600;transition:.16s;}
.li:hover{background:var(--accent);color:#fff;border-color:var(--accent);transform:translateY(-2px);}

/* ---------- careers ---------- */
.jobs{position:relative;z-index:2;display:flex;flex-direction:column;gap:12px;}
.job{display:flex;align-items:center;gap:18px;background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:20px 24px;transition:.18s;cursor:pointer;}
.job:hover{background:rgba(255,255,255,.07);border-color:rgba(47,123,255,.4);}
.job .jt{font-size:16px;font-weight:600;}
.job .jm{font-family:var(--mono);font-size:12px;color:rgba(255,255,255,.5);margin-top:4px;}
.job .tag{font-family:var(--mono);font-size:11px;color:#67e8f9;border:1px solid rgba(103,232,249,.3);padding:4px 10px;border-radius:999px;white-space:nowrap;}
.job .arrow{margin-left:auto;color:rgba(255,255,255,.5);font-size:18px;transition:.18s;}
.job:hover .arrow{color:#fff;transform:translateX(4px);}

/* ---------- reg tiles ---------- */
.reg-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
.reg-tile{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:24px;}
.reg-tile .code{font-family:var(--mono);font-size:13px;font-weight:600;color:var(--accent);}
.reg-tile .body{font-size:13.5px;color:var(--ink-2);margin-top:8px;line-height:1.45;}
.reg-tile .place{font-size:12px;color:var(--ink-3);margin-top:10px;font-family:var(--mono);}

/* ---------- FAQ accordion ---------- */
.faq-list{max-width:820px;margin:0 auto;display:flex;flex-direction:column;gap:12px;}
.faq-item{background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;transition:.2s;}
.faq-item[open]{border-color:var(--line-2);box-shadow:0 16px 40px -28px rgba(20,40,90,.28);}
.faq-item summary{list-style:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;gap:16px;font-size:16.5px;font-weight:600;letter-spacing:-.01em;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary .q-ico{margin-left:auto;width:24px;height:24px;flex-shrink:0;border-radius:7px;background:rgba(47,123,255,.1);color:var(--accent);display:grid;place-items:center;font-size:16px;transition:.2s;}
.faq-item[open] summary .q-ico{transform:rotate(45deg);}
.faq-item .a{padding:0 26px 24px;font-size:14.5px;color:var(--ink-2);line-height:1.65;}

/* ---------- legal / prose ---------- */
.prose{max-width:760px;margin:0 auto;}
.prose .updated{font-family:var(--mono);font-size:12.5px;color:var(--ink-3);margin-bottom:36px;}
.prose h2{font-size:24px;font-weight:600;letter-spacing:-.02em;margin:44px 0 14px;line-height:1.2;}
.prose h3{font-size:18px;font-weight:600;letter-spacing:-.01em;margin:30px 0 10px;}
.prose p{font-size:15px;color:var(--ink-2);line-height:1.7;margin-bottom:16px;}
.prose ul,.prose ol{margin:0 0 18px 22px;}
.prose li{font-size:15px;color:var(--ink-2);line-height:1.7;margin-bottom:8px;}
.prose strong{color:var(--ink);font-weight:600;}
.prose a{color:var(--accent);}
.prose a:hover{text-decoration:underline;}
.prose hr{border:none;border-top:1px solid var(--line);margin:36px 0;}
.prose table{width:100%;border-collapse:collapse;font-size:14px;margin:0 0 24px;overflow-x:auto;display:block;}
.prose thead th{background:var(--panel);color:var(--ink);font-weight:600;text-align:left;padding:10px 14px;border:1px solid var(--line);}
.prose tbody td{color:var(--ink-2);padding:10px 14px;border:1px solid var(--line);vertical-align:top;line-height:1.6;}
.prose tbody tr:nth-child(even) td{background:var(--panel);}
.callout{background:var(--panel);border:1px solid var(--line);border-left:3px solid var(--warn);border-radius:12px;padding:20px 22px;margin:24px 0;}
.callout p:last-child{margin-bottom:0;}

/* ---------- onboarding tiles ---------- */
.onboard-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.onboard-tile{display:flex;flex-direction:column;}
.onboard-tile .ot-ico{width:46px;height:46px;border-radius:13px;display:grid;place-items:center;margin-bottom:20px;color:#fff;font-family:var(--mono);font-weight:600;}
.onboard-tile h3{font-size:18px;font-weight:600;margin-bottom:10px;}
.onboard-tile p{font-size:14px;color:var(--ink-2);line-height:1.55;flex:1;margin-bottom:22px;}

/* ---------- 404 ---------- */
.nf{min-height:62vh;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;position:relative;overflow:hidden;padding:80px 0;}
.nf .code{font-family:var(--mono);font-size:clamp(80px,16vw,180px);font-weight:600;letter-spacing:-.04em;line-height:1;background:linear-gradient(115deg,var(--accent),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent;}
.nf h1{font-size:clamp(24px,3vw,34px);font-weight:600;letter-spacing:-.02em;margin-top:8px;}
.nf p{color:var(--ink-2);font-size:16px;margin-top:14px;max-width:420px;}

/* ---------- final CTA ---------- */
.final{position:relative;border-radius:32px;overflow:hidden;background:
  radial-gradient(120% 100% at 100% 0%,rgba(34,211,238,.5),transparent 55%),
  radial-gradient(110% 100% at 0% 100%,rgba(124,92,255,.4),transparent 60%),
  linear-gradient(150deg,var(--accent),#1b4fd8);
  padding:80px 64px;text-align:center;color:#fff;}
.final .grain{position:absolute;inset:0;opacity:.4;background-image:radial-gradient(rgba(255,255,255,.18) 1px,transparent 1px);background-size:22px 22px;-webkit-mask-image:radial-gradient(80% 80% at 50% 50%,#000,transparent);mask-image:radial-gradient(80% 80% at 50% 50%,#000,transparent);}
.final h2{position:relative;font-size:clamp(32px,4vw,54px);letter-spacing:-.035em;line-height:1.02;font-weight:600;}
.final p{position:relative;font-size:18px;color:rgba(255,255,255,.85);margin-top:18px;max-width:520px;margin-left:auto;margin-right:auto;}
.final .cta-row{position:relative;justify-content:center;}

.cta-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap;}

/* ---------- footer ---------- */
.footer{background:var(--ink);color:#fff;padding:72px 0 36px;}
.footer a{color:rgba(255,255,255,.62);font-size:14px;transition:.15s;}
.footer a:hover{color:#fff;}
.footer .brand{color:#fff;}
.footer .peak{fill:#fff;}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:50px;border-bottom:1px solid rgba(255,255,255,.1);}
.foot-col h4{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.45);margin-bottom:18px;}
.foot-col ul{list-style:none;display:flex;flex-direction:column;gap:12px;}
.foot-blurb{font-size:14.5px;color:rgba(255,255,255,.6);line-height:1.55;margin-top:18px;max-width:280px;}
.foot-bottom{display:flex;align-items:flex-start;justify-content:space-between;padding-top:28px;flex-wrap:wrap;gap:16px;}
.foot-reg{display:flex;gap:8px;flex-wrap:wrap;max-width:680px;}
.foot-reg b{font-family:var(--mono);font-size:11.5px;font-weight:500;color:rgba(255,255,255,.7);border:1px solid rgba(255,255,255,.16);padding:5px 11px;border-radius:6px;}
.foot-copy{font-family:var(--mono);font-size:12px;color:rgba(255,255,255,.4);}
.foot-legal{font-size:12px;color:rgba(255,255,255,.4);line-height:1.6;margin-top:30px;max-width:900px;}

/* ---------- reveal on scroll ---------- */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .7s cubic-bezier(.2,.7,.3,1),transform .7s cubic-bezier(.2,.7,.3,1);}
.reveal.in{opacity:1;transform:none;}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none;}}

/* ============================================================
   PAGE SECTIONS
   ============================================================ */

/* ---------- home hero ---------- */
.hero{position:relative;padding-top:40px;padding-bottom:60px;}
.hero .blob-1{width:560px;height:560px;background:radial-gradient(circle,rgba(47,123,255,.20),transparent 70%);top:-140px;right:-120px;}
.hero .blob-2{width:480px;height:480px;background:radial-gradient(circle,rgba(34,211,238,.16),transparent 70%);bottom:-160px;left:-120px;}
.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:center;min-height:540px;}
.hero h1{font-size:clamp(40px,5.4vw,72px);line-height:.98;letter-spacing:-.035em;font-weight:600;}
.hero h1 .grad{background:linear-gradient(115deg,var(--accent),var(--cyan));-webkit-background-clip:text;background-clip:text;color:transparent;}
.hero .sub{margin-top:24px;font-size:18.5px;line-height:1.55;color:var(--ink-2);max-width:480px;}
.hero .cta-row{margin-top:36px;}
.hero-stats{display:flex;gap:40px;margin-top:46px;flex-wrap:wrap;}
.hero-stats .n{font-size:27px;font-weight:600;letter-spacing:-.02em;}
.hero-stats .l{font-size:13px;color:var(--ink-3);margin-top:3px;}

/* product card */
.card-stage{position:relative;display:flex;justify-content:center;}
.acct{width:100%;max-width:420px;background:var(--card);border:1px solid var(--line);border-radius:24px;box-shadow:0 30px 70px -30px rgba(20,40,90,.30),0 4px 14px rgba(20,40,90,.05);padding:26px;animation:float 6s ease-in-out infinite;}
@keyframes float{0%,100%{transform:translateY(0);}50%{transform:translateY(-12px);}}
@media(prefers-reduced-motion:reduce){.acct,.pay-pill{animation:none;}}
.acct-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px;}
.acct-label{font-size:13px;color:var(--ink-3);}
.acct-bal{font-size:40px;font-weight:600;letter-spacing:-.03em;margin-top:4px;font-variant-numeric:tabular-nums;}
.acct-bal .cur{font-size:18px;color:var(--ink-3);font-weight:500;}
.chg{display:inline-flex;align-items:center;gap:5px;font-family:var(--mono);font-size:12px;color:var(--pos);background:rgba(22,163,74,.09);padding:5px 9px;border-radius:7px;}
.ccy-list{display:flex;flex-direction:column;gap:2px;margin-top:6px;}
.ccy{display:flex;align-items:center;gap:13px;padding:12px 8px;border-radius:12px;transition:.15s;}
.ccy:hover{background:var(--bg);}
.flag{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;font-size:13px;font-weight:600;color:#fff;flex-shrink:0;font-family:var(--mono);}
.ccy-mid{flex:1;}
.ccy-name{font-size:14px;font-weight:500;}
.ccy-rail{font-size:11.5px;color:var(--ink-3);font-family:var(--mono);margin-top:1px;}
.ccy-amt{font-size:15px;font-weight:500;font-variant-numeric:tabular-nums;}
.pay-pill{position:absolute;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 16px 40px -16px rgba(20,40,90,.30);padding:13px 16px;display:flex;align-items:center;gap:11px;z-index:3;}
.pp-1{top:-22px;left:-26px;animation:float 6s ease-in-out infinite;animation-delay:-2s;}
.pp-2{bottom:34px;right:-32px;animation:float 6s ease-in-out infinite;animation-delay:-4s;}
.pp-ico{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;color:#fff;font-family:var(--mono);font-size:12px;font-weight:600;}
.pp-t{font-size:12.5px;font-weight:600;line-height:1.2;}
.pp-s{font-size:11px;color:var(--ink-3);font-family:var(--mono);}

/* trust strip */
.trust{border-top:1px solid var(--line);padding-top:30px;margin-top:20px;position:relative;z-index:2;}
.trust-label{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);margin-bottom:18px;}
.rails{display:flex;flex-wrap:wrap;gap:10px;}
.rail{font-family:var(--mono);font-size:13px;color:var(--ink-2);border:1px solid var(--line);background:#fff;padding:9px 15px;border-radius:999px;}
.rail b{color:var(--accent);font-weight:600;}

/* two-rails columns (inside panel-dark) */
.rails-cols{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:22px;}
.rcol{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:26px;}
.rcol-head{display:flex;align-items:center;gap:11px;margin-bottom:20px;}
.rcol-badge{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;padding:5px 11px;border-radius:6px;font-weight:500;}
.rcol-badge.bank{background:rgba(47,123,255,.18);color:#7eb0ff;}
.rcol-badge.chain{background:rgba(34,211,238,.18);color:#67e8f9;}
.rcol-title{font-size:15px;font-weight:600;}
.rnode{display:flex;align-items:center;gap:13px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.07);}
.rnode:last-child{border-bottom:none;}
.rnode .nm{width:36px;height:36px;border-radius:9px;display:grid;place-items:center;font-family:var(--mono);font-weight:600;font-size:13px;color:#fff;flex-shrink:0;}
.rnode .nt{font-size:14.5px;font-weight:500;}
.rnode .ns{font-size:12px;color:rgba(255,255,255,.5);font-family:var(--mono);margin-top:1px;}
.rnode .speed{margin-left:auto;font-family:var(--mono);font-size:11.5px;color:rgba(255,255,255,.75);background:rgba(255,255,255,.08);padding:4px 9px;border-radius:6px;}

/* how it works */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.step{position:relative;padding-top:28px;}
.step .num{font-family:var(--mono);font-size:13px;color:var(--accent);font-weight:600;}
.step .bar{height:3px;border-radius:3px;background:linear-gradient(90deg,var(--accent),var(--cyan));width:48px;margin:14px 0 22px;}
.step h3{font-size:20px;font-weight:600;letter-spacing:-.01em;margin-bottom:10px;}
.step p{font-size:14.5px;color:var(--ink-2);line-height:1.55;}

/* security */
.sec-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start;}
.sec-points{display:flex;flex-direction:column;gap:18px;margin-top:30px;}
.sec-point{display:flex;gap:14px;align-items:flex-start;}
.sec-check{width:26px;height:26px;border-radius:8px;background:rgba(47,123,255,.1);color:var(--accent);display:grid;place-items:center;flex-shrink:0;font-size:14px;}
.sec-point .t{font-size:15.5px;font-weight:500;}
.sec-point .d{font-size:13.5px;color:var(--ink-2);margin-top:2px;line-height:1.5;}

/* about mission + values */
.mission{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:54px;position:relative;z-index:2;}
.mtile{border-left:2px solid var(--line-2);padding-left:20px;}
.mtile .k{font-family:var(--mono);font-size:12px;color:var(--accent);letter-spacing:.06em;text-transform:uppercase;}
.mtile .v{font-size:16px;color:var(--ink-2);margin-top:10px;line-height:1.5;}
.vgrid{position:relative;z-index:2;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.vcard{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:18px;padding:28px;}
.vcard .vn{font-family:var(--mono);font-size:13px;color:#67e8f9;font-weight:600;}
.vcard h3{font-size:18px;font-weight:600;margin:14px 0 10px;letter-spacing:-.01em;}
.vcard p{font-size:14px;color:rgba(255,255,255,.6);line-height:1.55;}

/* contact form + methods */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start;}
.form-card{background:var(--card);border:1px solid var(--line);border-radius:22px;padding:36px;box-shadow:0 30px 70px -40px rgba(20,40,90,.25);}
.form-card h2{font-size:22px;font-weight:600;letter-spacing:-.02em;}
.form-card .fsub{font-size:14.5px;color:var(--ink-2);margin-top:6px;margin-bottom:26px;}
.frow{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.field{margin-bottom:18px;}
.field label{display:block;font-size:13px;font-weight:500;color:var(--ink-2);margin-bottom:8px;}
.field input,.field select,.field textarea{width:100%;font-family:inherit;font-size:14.5px;color:var(--ink);background:var(--bg);border:1px solid var(--line-2);border-radius:11px;padding:13px 15px;transition:.16s;}
.field textarea{resize:vertical;min-height:120px;}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--accent);box-shadow:0 0 0 3px rgba(47,123,255,.14);background:#fff;}
.field input::placeholder,.field textarea::placeholder{color:var(--ink-3);}
.submit-row{display:flex;align-items:center;gap:16px;margin-top:6px;}
.form-note{font-size:12.5px;color:var(--ink-3);}
.sent{display:none;align-items:center;gap:10px;font-size:14px;color:var(--pos);font-weight:500;margin-top:18px;}
.sent.show{display:flex;}
.methods{display:flex;flex-direction:column;gap:14px;}
.method{display:flex;gap:15px;align-items:flex-start;background:var(--card);border:1px solid var(--line);border-radius:16px;padding:22px;transition:.18s;}
.method:hover{border-color:var(--line-2);transform:translateX(2px);}
.m-ico{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;color:#fff;flex-shrink:0;font-size:18px;}
.method .t{font-size:15.5px;font-weight:600;}
.method .v{font-size:14px;color:var(--accent);margin-top:3px;}
.method .d{font-size:13px;color:var(--ink-2);margin-top:4px;line-height:1.45;}
.offices{margin-top:26px;}
.off-label{font-family:var(--mono);font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-3);margin-bottom:16px;}
.off-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
.office{border:1px solid var(--line);border-radius:14px;padding:18px;background:var(--card);}
.office .city{font-size:14.5px;font-weight:600;display:flex;align-items:center;gap:8px;}
.office .reg{font-family:var(--mono);font-size:11px;color:var(--accent);background:rgba(47,123,255,.08);padding:2px 7px;border-radius:5px;}
.office .addr{font-size:13px;color:var(--ink-2);margin-top:8px;line-height:1.45;}

/* ---------- responsive ---------- */
@media(max-width:980px){
  .feat-grid,.stats-band,.team-grid,.reg-grid,.onboard-grid,.mission,.vgrid,.rails-cols{grid-template-columns:1fr;}
  .foot-grid{grid-template-columns:1fr 1fr;gap:32px;}
}
@media(max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:60px;}
  .steps{grid-template-columns:1fr;}
  .sec-grid{grid-template-columns:1fr;gap:36px;}
  .contact-grid{grid-template-columns:1fr;gap:32px;}
  .frow,.off-grid{grid-template-columns:1fr;}
}
@media(max-width:760px){
  .wrap{padding:0 22px;}
  .section{padding:64px 0;}
  .panel-dark{padding:40px 26px;}
  .nav-links{position:fixed;inset:74px 0 auto;flex-direction:column;background:rgba(247,248,251,.98);backdrop-filter:blur(14px);padding:22px;gap:18px;border-bottom:1px solid var(--line);display:none;align-items:flex-start;}
  .nav-links.open{display:flex;}
  .nav-links .nav-mobile-only{display:block;border-top:1px solid var(--line);width:100%;padding-top:16px;}
  .nav-toggle{display:flex;}
  .nav .nav-cta .btn-ghost,.nav .nav-cta .region{display:none;}
  .foot-grid{grid-template-columns:1fr;}
  .final{padding:54px 28px;}
}