MS Pay was founded by traders, engineers and compliance professionals who spent their careers inside banks, brokerages and payment institutions — and knew cross-border money could work better.
To give global businesses one account that settles over every rail — traditional and on-chain — without the friction of stitching providers together.
We operate the regulated entities ourselves, so pricing, routing and compliance are ours to control rather than inherited from an intermediary.
100+ countries, 40+ fiat currencies and major stablecoins, with same-day settlement on the majors and seconds on-chain.
Two decades on London interbank trading floors dealing vanilla/exotic options, futures and volatility. Carlos built and ran interdealer desks providing price discovery and liquidity across rates, fixed income and equity derivatives — the connective layer between banks, hedge funds and asset managers.
Global Head of OTC at Eqonex Group and OTC sales-trading lead at Bitpanda. Conor has spent his career on digital-asset and fiat OTC desks, pricing the large tickets and holding the client relationships behind them — the block trades that never touch a screen.
Fixed income trader at StoneX and other European firms before MS Pay. Scott traded credit and ran institutional sales — pricing flow, executing size, carrying the book. He runs the commercial side of the platform today.
Credit flow trader at UBS, where he ran a book in hybrid securities and AT1 instruments. Tom now runs the MS Pay OTC desk, pricing on/off-ramp flow across digital assets and fiat. Structured credit by background, execution by trade.
Market-making and algorithmic-trading systems by background, first-class Engineering Physics by training. Oliver builds the rails — the pricing, routing and settlement infrastructure underneath the platform. He's shipped trading products and written the software they run on.
With MS Pay since inception. Megan owns the regulatory framework across every jurisdiction the firm operates in — Jersey, Canada, the UK and the EU — keeping the licences current and the operation clean.
AML and financial-crime specialist: risk assessment, due diligence, investigations. Justas writes the firm's AML framework and works directly with regulators. Before finance, he was a serious-crime investigator with the Lithuanian police.
Transaction monitoring and on-chain analytics. Emma runs KYT — tracing funds across digital-asset and fiat systems to catch laundering and fraud before it settles. Chainalysis-certified; MSc in FinTech and Financial Markets.
We hold our own licences and permissions in every market we serve, rather than relying on someone else's.
Treasury teams need predictable settlement and clear pricing. Every product decision starts there.
Banking rails and stablecoins in a single account, so you never choose between reach and speed.