Apply for an account

Create your
MS Pay account.

Choose the onboarding that matches your business. You'll be taken through secure KYC/KYB verification and set up with your accounts and wallets.

Corporate with IBAN

For businesses that need named fiat accounts with a virtual IBAN alongside stablecoin wallets and FX.

Start onboarding →
🏢

Corporate

For businesses opening a corporate account to send, receive, store and convert fiat and stablecoins.

Start onboarding →
👤

Individual

For individuals who want to onboard and access MS Pay's multi-currency and stablecoin services.

Start onboarding →
What happens next

From application to live
in a few simple steps.

01

Apply & verify

Pick your onboarding type above and complete secure KYC/KYB verification through our identity partner.

02

Get your accounts

Once approved, receive your named accounts, vIBAN and custodial wallets — ready to fund.

03

Start transacting

Send, receive, hold and convert across banking rails and stablecoins from a single dashboard.